Personal finance    Page 6

Category: Personal finance

records

Keep good records of your expenditure

  Keeping good records of your expenses is essential to building wealth. For example, keeping your purchase receipts is critical for recording any claimable ...
save money

Save money before you get it

The 'save money before you get it' strategy helps those who find it difficult to meet their weekly or monthly savings goals. It prevents ...
new car

Here’s why you shouldn’t buy new!

  When purchasing big-ticket items like cars and furniture, it’s tempting to go for the latest model or fashion trend. Whilst marketing campaigns are ...
cosign loan

Do not cosign a loan

At some point in your life, a relative, friend or colleague will ask you to cosign a loan. A cosigner ‘agrees to be responsible for a ...
scared robot

Automate your savings

Putting your personal finance on autopilot can help you achieve your long and short-term financial goals. Implementation and cost Set up auto deposits into ...
insurance

Triple check your insurance

Insurance is an ongoing expense that must be justified. It is therefore important to triple check the fine print every year to ensure that ...
upskill

Upskill while employed

Don’t wait until your out of work to upskill. Speak to your current employer about paying for you to upskill right now. Benefits of ...
financial counselling

Get free unmotivated advice from a financial counsellor

Unlike financial advisors, financial counsellors offer free confidential financial advice and support through community, government, and legal centres. The benefit of financial counselling, aside ...
student loan

Pay off your student loan

When you attend university or an approved higher education provider, you can get a HECS-HELP loan to pay for your studies. Once your studies ...
track spending on app

Tracking your spending is the first step to financial control

  The first thing we must do to take control of our personal finances is to find our how much we spend each month ...