Category: Personal finance
Keep good records of your expenditure
Keeping good records of your expenses is essential to building wealth. For example, keeping your purchase receipts is critical for recording any claimable ...
Save money before you get it
The 'save money before you get it' strategy helps those who find it difficult to meet their weekly or monthly savings goals. It prevents ...
Here’s why you shouldn’t buy new!
When purchasing big-ticket items like cars and furniture, it’s tempting to go for the latest model or fashion trend. Whilst marketing campaigns are ...
Do not cosign a loan
At some point in your life, a relative, friend or colleague will ask you to cosign a loan. A cosigner ‘agrees to be responsible for a ...
Automate your savings
Putting your personal finance on autopilot can help you achieve your long and short-term financial goals. Implementation and cost Set up auto deposits into ...
Triple check your insurance
Insurance is an ongoing expense that must be justified. It is therefore important to triple check the fine print every year to ensure that ...
Upskill while employed
Don’t wait until your out of work to upskill. Speak to your current employer about paying for you to upskill right now. Benefits of ...
Get free unmotivated advice from a financial counsellor
Unlike financial advisors, financial counsellors offer free confidential financial advice and support through community, government, and legal centres. The benefit of financial counselling, aside ...
Pay off your student loan
When you attend university or an approved higher education provider, you can get a HECS-HELP loan to pay for your studies. Once your studies ...
Tracking your spending is the first step to financial control
The first thing we must do to take control of our personal finances is to find our how much we spend each month ...