Is it time to invest in your commercial premises?

For most Australians, their home is their best financial investment. However, if you operate a business, purchasing your own commercial premises can be one of the best investments you ever make.
Whether you’re running a clinic, an office, or a retail space, owning your premises offers long-term financial and operational benefits that renting simply can’t match.

Why purchase your own commercial premises?

• Build equity in a valuable asset rather than paying off someone else’s mortgage
• Gain stability by avoiding unpredictable rent increases and lease terminations
• Customise your space to suit your brand, workflow, and client experience
• Unlock tax advantages and depreciation benefits
• Create a succession plan — own the space your business can grow into

Why use your SMSF to buy commercial property?

• Tax-effective investment structure with concessional tax rates
• Your business pays rent to your SMSF, boosting your retirement savings
• Asset protection — your commercial property sits within the SMSF, not in your personal name
• Diversification — add a property to your SMSF portfolio alongside other assets
• Long-term wealth creation underpinned by your own business operations

If you’re currently renting, consider making the switch to ownership.

Let’s discuss how you can purchase your commercial premises – whether inside or outside a super fund.